We will happily speak to every debtor that makes an enquiry with us. We understand that if you are in financial difficulty, you may just need to talk to someone about your situation and be steered in the right direction. We have experienced almost every financial scenario possible and are able to determine possible solutions for each.

We specialise in debt agreements, which are for customers who have:

  • Not been bankrupt, utilised a debt agreement or given an authority under Part IX of the Bankruptcy Act in the last 10 years
  • Gross annual income of less than $86,668
  • Unsecured debts of less than $88,379.20
  • Property not exempt under bankruptcy valued at less than $82,500

Today’s interest rates aren’t making it any easier for the consumer. Over 70% of our daily enquiries are taken from debtors who are finding it difficult to manage their normal everyday commitments. By having more than one credit card, a personal loan, a car loan and a mortgage repayment, it’s easy to see how simple it can be to fall behind. Once the downward spiral starts, it can almost be impossible to stop.

Whether you’re just managing or really struggling, we have a range of products to suit your situation. We can help you get back on top of your commitments.

Our debt management department alone processes hundreds of enquiries a day, clearly indicating our expertise in this area. By visiting our website, you have already taken a step in the right direction. If you have tried to get help with your finances and the experience has not been positive, or perhaps you are simply looking around and researching your options, let us work with you to find a solution that suits you best.

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