DROP IN INTEREST RATES
Homeowners will often look at refinancing their home when interest rates drop below the rate at which they have their current mortgage.

RENOVATING YOUR HOME
If you want to do up your home or fix up some loose ends.

PAYING OFF DEBTS
If you have a number of debts that you would like to consolidate and clear such as credit cards and personal loans.

RAISE CASH
If you need to get some cash for whatever reason or to buy a new vehicle

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