At Australian Debt Agreements we talk to each individual customer to understand your situation and financial goals and objectives before going ahead with a refinance. We will only offer a refinancing solution if it is in the best interest of the customer.
There are a number of positive benefits and features that come with refinancing your mortgage. However you can also incur costs such as breakage fees if you leave your current lender. That is why we need to look at the entirety of your financial situation before making a decision on whether or not refinancing is the best solution for you and when to refinance.
It may be a good idea to look through the following list in order to determine whether or not your current home loan suits your current needs.