A debt agreement is a great solution to the endless stress and worry dealing with unmanageable debts and aggressive creditors. We are specialists in the field and have helped thousands of Australians reduce their debt and their stress. The burden that debt carries is immense and can cause an incredible strain on families and relationships. Repayments can become a vicious cycle and sometime you are only paying back the interest on the debt which means the debt becomes never ending. In these situations a permanent solution is needed that is realistic to your situation.
A debt agreement can mean overall debt reduction, realistic repayment amounts and the elimination of creditor harassment. Operating in a highly regulated environment, we are perfectly positioned and experienced to provide assistance when it comes to discussing your debt management options. No matter how big or small, we will be able to assist. Unlike some companies that may lack the experience and know how, we have a lot of experience in the industry and a proven track record. We only believes in providing affordable and sustainable solutions which will ultimately benefit you.
If a debt agreement does not sound like the right option for you, there are alternative Debt Solutions such as debt management outlined below:
By managing all of your debts into one loan you can reduce the amount you are currently repaying. This is done by paying off all of your current debts in one go and then choosing to repay your loan over a period of time that suits you with repayments that you can afford.
You can refinance your home loan to manage your debts. In today’s environment, many of us find that we hold a number of loans at any given time. These may include a mortgage, car loan, personal loan, overdraft facility, in-store credit cards and standard credit cards.
ADA have the knowledge and experience with creditors to know how you can reduce your debt through negotiation. Renegotiation can make your interest and balance more achievable to pay off.